Investment tracker

The Teenage Hustler

At 16 years old, Jack landed his first job flipping burgers and taking orders at McDonald’s. It wasn’t glamorous, but it taught him responsibility, teamwork, and how to manage his first paycheck. Earning $10 an hour, Jack worked weekends and saved diligently for his future. By the time he graduated high school, he had enough savings to help with his university expenses. Inspired by his favorite teachers, Jack decided to pursue a degree in education, specializing in high school teaching.

Jack also began investing $50 per month in the iShares Core S&P 500 ETF and the iShares Core S&P/ASX 200 ETF. By the end of this cycle, thanks to steady contributions and modest growth, his portfolio reached $5,000. His total net worth, including savings, was $10,000.

The Graduate and Rookie Teacher

Jack graduated from university at 22 and immediately secured a role as a high school English teacher. Earning $55,000 per year, he was passionate about shaping young minds. During his first year, Jack met Sarah, a kind-hearted nurse, at a local community event. They bonded over their shared love for helping others and soon began dating. By 25, Jack and Sarah were married, and they welcomed their first child, Emily, two years later. Life was busy but fulfilling as Jack balanced his growing family with his teaching responsibilities.

Jack increased his investments to $100 per month for each ETF. By the end of this cycle, his portfolio had grown to $20,000, and with savings and other assets, his net worth reached $50,000.

The Rising Star

By 30, Jack had proven himself as a dedicated educator. He was promoted to Head of the English Department, increasing his salary to $75,000. His leadership skills shone as he revamped the curriculum and mentored younger teachers. Around this time, Jack and Sarah welcomed their second child, James. With two children, Jack focused on providing a stable future for his family. He also started pursuing a Master’s degree in Educational Leadership, attending evening classes while juggling work and family life.

Jack increased his contributions to $250 per month for each ETF. By the end of this cycle, his portfolio had grown to $75,000, and his total net worth, including home equity and other assets, was $200,000.

The School Leader

At 40, Jack’s hard work paid off as he was promoted to Assistant Principal. His salary jumped to $100,000, and he took on new responsibilities, such as managing budgets, implementing school policies, and resolving disciplinary issues. Though the job was demanding, Jack found immense satisfaction in shaping the school’s culture. His children, now in their teens, often sought his advice, admiring his dedication. Meanwhile, Jack and Sarah made time for family vacations, creating cherished memories together.

With his salary increase, Jack raised his contributions to $500 per month for each ETF. By the end of this cycle, his portfolio had grown to $250,000, and his total net worth was $500,000.

The Principal’s Chair

By 50, Jack became the Principal of his high school, earning $140,000 annually. His leadership transformed the school into a model institution, recognized for its academic achievements and extracurricular programs. Jack also became a mentor to aspiring educators, sharing his journey and encouraging them to strive for excellence. Emily and James were now adults, pursuing careers in medicine and engineering, respectively. Jack and Sarah celebrated their success and enjoyed watching their children’s lives unfold.

Jack now contributed $1,000 per month to each ETF. By the end of this cycle, his portfolio had grown to $750,000, and his total net worth, including significant home equity and savings, was $1.2 million.

The Wise Mentor

At 60, Jack transitioned to a district-level role as the Director of Education, earning $180,000 annually. In this position, he oversaw multiple schools, implemented innovative teaching strategies, and worked closely with policymakers to improve education standards. Though he missed the daily interactions with students, Jack found fulfillment in making a broader impact.

Jack increased his contributions to $2,000 per month for each ETF. By the end of this cycle, his portfolio had grown to $1.5 million. With additional savings, pensions, and property, Jack’s total net worth surpassed $2.5 million.

By 70, Jack retired after a fulfilling career. His retirement celebration was attended by colleagues, students, and friends who had been inspired by his journey. Jack’s investments in the iShares Core S&P 500 ETF and the iShares Core S&P/ASX 200 ETF provided him with financial security, ensuring a comfortable retirement.

Jack and Sarah spent their golden years traveling, volunteering, and enjoying time with their grandchildren. Reflecting on his life, Jack felt immense pride and gratitude for the path he had walked, from his humble beginnings at McDonald’s to becoming a respected leader in education.